How to open an account with Dubai Islamic Bank Dubai?

Table of Contents

Types and procedures to open an Account with Dubai Islamic Bank, Dubai

Types of account

1. Al Islami Current Account

Free mobile banking
Free bill payment facilities
Free electronic banking
Free account statements

2. Al Islami 2-In-1 Account

Free bill payment facilities
Attractive expected profit rates
Free Online and Mobile banking
Chequebook facility

3. Al Islami E-Savings Account

Online account operation
Attractive expected profit rate

4. Al Islami Savings Account

Multiple currencies
Can be opened for minors
Attractive expected profit rates
Online account opening

5. Shaatir Savings Account

Can be opened for minors
Higher expected profits
No minimum balance
No maintenance fee

6. Johara Current Account

Free electronic banking
Free account statements
Free mobile banking

7. Johara Savings Account

Attractive expected profit rates
Multiple currencies
Can be opened for minors

8.Al Islami Payroll Account

Dedicated relationship manager
On site account opening
Preferential Pricing

Requirements to open an Account

• Account opening application
• Foreign Account Tax Compliance Act (FATCA) and
Common Reporting Standard (CRS) Declaration signed
at the time of application
• Valid Emirates ID
• Valid Passport
• Valid Residence visa (For Expats)
• Source of Funds and Proof of Income such as Salary
Certificate or Trade License or any other source of income.
• Proof of Physical Residential Address such as Utility
Bill or any other document
All documents provided must be valid for a period of at
least 30 days at the time of application

Balance Requirement

The account can be opened without any balance, however
if your average monthly balance in the account falls below
United Arab Emirates Dirhams (AED) 3,000, a monthly
maintenance fee of AED 26.25 is applicable.

Eligibility